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@duffy44 For 50K worth of investments, you have got too much MF spread. I would suggest that you up your investments only in 1 or 2 funds. Maybe NIFTY 50 and a midcap fund. Dont touch the FD and dont contribute anymore to it either. Keep renewing it, transfer interest to MF when sizeable. Re...

@duffy44 Collateral your FD for your loan. Paying back education loan when you earn in $ is not that scary.