Search results

@georgiew Why stop the unit trust?

@amberzon There's always rahmah meals.

@sweetascandy1990 Saving up: 1. Delete shopee and most of your problems will be fixed haha (half joking) 2. if you spend a lot of money on cafe food, you'd most likely went there for coffee, try making your own coffee and you wont have a reason to be there. Organize: Net salary - Rent -...

@bonnie99 Personal "assistant" for the higher ups /s

@seayhere2 Checked, nearest banks which is the Hong Leong Bank near me, 7 ATMs and the next closest bank is Affin bank which is 2.5km away.

@seayhere2 Well I guess, on my commute to work, there will be a Maybank, might be better?

@orthodoxokie That's quite a lot to ask

@seayhere2 Yeah I should, only have hong leong bank account since it's the only bank close to my home. Any bank you recommend? Would drive a bit far for it if it's worth it. Any thoughts on BSN? On the SSP could maybe leave 1000 in it and just let the 1000 entries do its thing.

@seayhere2 I'm using hong leong, what's the difference with eFD and eFD-i? Also it says 12 months 2.30% minimum 500 and the earliest 1 month 1.75% minimum 5000. The rates looks bad for 12 month compared to 1 month 💩

@seayhere2 Oh yeah bank FDs, forgot about those, they once the maturity period ends, It will automatically go back to my savings right?

Also, on maxing the ASM part, do I fully commit to ASM first?

@dazza_73 Might consider public mutual funds

@dazza_73 Dang that rate looks pretty nice

@cadams2 Just checked online recently it says epf have a return of ~2.5 p.a. maybe I'm looking at the wrong thing. Also I didn't know there was a limit on EPF.

Let's say I have RM900 available to invest monthly, do I put 50/50 into ASM & Versa cash? Or is it mathematically more optimal to put more funds into one of them? ASM has higher rates (~4.5% p.a. iirc) but has a limit of 100k units available to buy, but with Versa being lower in rates (Currently...