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@cross_product You do not have to be restricted to vanguard, there are Black Rock and spdr etf which are very cost competitive

@cross_product I wonder if you have access to the London Stock Exchange... whether you can invest in ETFs over there. Those UCTIS ETF are domiciled in Ireland and are more efficient when it comes to estate tax/inheritance tax and withholding tax. There should be equivalent ETF for those...