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@schnolhamor May be it's a generational thingy but, personally I think first assessment is on affordability. 9 years is a looong time to be paying. Also just consider the amount of interest saved.

@erniedavid I don't think you can afford a SUV. Maintain your current position.

@schnolhamor Interesting discussion. If I am not mistaken for car loan, one thing to consider is the effective interest rate which is much higher than the 3.2%.

@ash55 RHB