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  1. V

    Why is “adjusted net income” so vague?

    @mjackson Same with the charity donations, they alter the income tax thresholds, they don't count as a reduction of your income.
  2. V

    Mortgage increasing by £250p/m wiping out savings

    @oddexperience I'm assuming you don't have other debt and you have an emergency fund in place. If you have debt or don't have the emergency fund, then put that £50 towards those. If you've got those covered, I'd use that extra £50 to put into the mortgage and put other savings and investments...
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