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  1. H

    Choosing a marketplace plan between coinsurance and copay

    @starflower Yup. If you will hit OOPM do B otherwise do A.
  2. H

    Us “poors” can’t get a real doctor anymore and finding a NP isn’t easy either.

    @tabl Federally qualified health centers. They are nonprofit health centers that serve all patients, regardless of ability to pay
  3. H

    Us “poors” can’t get a real doctor anymore and finding a NP isn’t easy either.

    @teelea68 Also check out your local FQHCs – they usually take all insurance! They are the hidden workhorse of our country's primary care system.
  4. H

    Us “poors” can’t get a real doctor anymore and finding a NP isn’t easy either.

    @teelea68 Sure, and also UVA it looks like. Try to find the phone numbers for their PCP practice(s) and just call and ask for the first available appointment. Then later check whether that physician is in-network for you. Or next time you are at an urgent care, ask them if they can refer you to...
  5. H

    Us “poors” can’t get a real doctor anymore and finding a NP isn’t easy either.

    @teelea68 Is there a large hospital system nearby? Their affiliated PCPs ate likely to accept patients.
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