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@tgbtg7701 Hey so full disclosure, we're a Barcelona-based startup creating a wealth management tool for people living abroad. Since we're solving this exact problem, here's our take on your questions: ETFs are an investment fund, but are generally better to manage in that they trade and...

@blessedheart You're welcome!

@blessedheart TL;DR, no. With the fees you describe, you'll likely be far better off with an ETF in a brokerage account, even with the capital gains tax. You see this a lot in the "expat" life insurance market where 'advisors' will sell life insurance with similar fee structures. In general...

@deedae Hey there. So just as a disclosure, we're a startup based in Barcelona creating a wealth-building platform for people living abroad. We're also co-founded by US expats so we know exactly the problem you're having. In short, your best bet is to do what you proposed: take sample of...

@chozenpryncess So Wise can pay interest two ways: Via their "assets" accounts which aren't actually savings accounts. Through interest earned on balances sitting in accounts as a "cashback." In the first case, when the customer signs up for their "assets" product, they actually get subscribed...

@chozenpryncess Hey /@chozenpryncess so full disclosure, we're a financial wellbeing startup for people living abroad. We're also based in Barcelona and are quite familiar with the Spanish system. 😎 You mention that you thought about transferring funds back to the US but are also saving to buy...

@nicole_bornagain Hey, so full disclosure, we're a startup in Barcelona creating a financial wellbeing platform for people living abroad. A lot of what inspired us to create the product is that there's a massive lack of information out there. What you're going to want to do before...

@nicole_bornagain Check this out from inbestme: https://www.inbestme.com/es/en/save/savings-portfolio-usd/