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@charles15 Dang, okay. That's pretty rough. I'll redo some calculations. We're barely affording housing as is :(

@binyamin1 We're looking right now. I have good credit but my husband's is in the 680s and so I'm assuming they have to go by his. We are looking at 6.25% if we pay points, 6.65% if we don't. It really sucks. I remember not too long ago when 2.25% was available. What we are being told is that...

@gnandstein Liberty mutual won't even cover me. I found this out when a helpful agent on the phone told me that they had to refer me to a partner company for a quote. I have 3 not at fault/weather claims on my history, and 2 at fault. Geico is the cheapest I've been able to find and I pay...