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@roman1 It's there! Though definition is not the most helpful haha. Motor vehicle means a motorized land vehicle. Motor vehicle does not include a recreational vehicle. Recreational vehicle means a motorized land vehicle designed primarily for recreational purposes but not designed for...

@emmanuelle7 It's VA and yeah there are age requirements, but no licensing or registration. Interesting in VA law, they specify in definitions that ebikes are neither motor vehicles nor toys. Obviously these definitions are used to guide the actual laaws they are writing though, and I'm not...

@triedandtrue So I called them, and apparently the reason why it doesn't work is because they only sell ebike insurance in a few states. (Which their website is not clear on whatsoever )

@triedandtrue I read the Sundays bike insurance sample policy (I think Markel is the underwriter for all of these ) and it says you must let them know if you have homeowners insurance when making a claim , and that their policy is in excess of other policies. Reading Veloc Insurance- they...

I'm trying to figure out if my e-bike is covered. Technically it has a motor and it is a vehicle so I think it's excluded, though the the policy also states "electrically powered vehicles designed for and used as a toy." are covered. I'd ask my insurance company- though the only people who seem...

E.g. let's say my PPO plan has a 5,000 in network OOP max and 8,000 out of network OOP. max The following out of pocket coinsurance costs occurs in this order 4,000 spent in network 4,000 spent out of network 4,000 spent out of network Is the out of network OOP max hit after #2 or #3? I...