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    100k into s&p 500

    @the_family_monastery Here is a spreadsheet from moneykingnz.com which you can plug in all your details and spit out an answer. https://docs.google.com/spreadsheets/d/1Mk8ySt97LDQtmaSM3gZ4_qSsKFEouahM9OAPPlbnIOs/copy
  2. G

    100k into s&p 500

    @the_family_monastery It's a PIE fund they take the tax out for you.
  3. G

    100k into s&p 500

    @the_family_monastery FIF taxes is what you are missing. If you want to purchase 100K on sharesies then you are best to open a joint account (don't know if shareies does this) or an account under your name and an account under your wife's name an put in less than 50K each. e.g A $49K VOO buy on...
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    Thoughts on Dave Ramsay’s Baby Steps in an NZ context?

    @robbentley I don't like the debt snowball. I pay my highest interest debt first, followed by second, third etc. The wiki on here is better for kiwis. https://www.reddit.com/r/PersonalFinanceNZ/wiki/stepbystep/
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    Explain what to invest in like I’m a 5 year old

    @sendmelord There is no clear winner when it comes to investing for kids. Lots of good options though. If you are already familiar and comfortable with a platform I'd just stick to that, If I was in your position I'd use Sharesies or Hatch kids account and buy VUG right now.
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