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@alfred1963 I'm in Canada and prettttty sure it's only tax deductible if the spend is on investment or business here

@christiandad No young drivers on our horizon for another 4-5 years, thank GOD. 😬😳🤣

@christiandad This is a great re-frame. Thank you! I think paying cash and then rebuilding the nest egg as aggressively as I was planning to pay off the car on the LOC is a solid move and makes the loss of half the nest egg less terrifying.

@mellie Thanks, sometimes the short simple answer is the right one!

@kjv5738 Thank you! This could be a dumb question, but is your 30K liquid, $30K LOC and a HELOC methodology yours only, or did you borrow that from a finance/budget framework? We're on path for that, is why I ask. Short on the liquid cash but we have the other two! $30K liquid has always been...

Hi! Middle-class family of five, two incomes, three school aged kids. We're privileged in that we got into the housing market 15 years ago and thus our mortgage is quite low, and we live well within our means - we work from home and have only ever needed one car, as an example. Our kids are...