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@thelight2016 You are a nice person to offer your help. This particular sub reddit does not have a lot of activity because most non insurance people do not really know what they are looking for. I look forward to discussing additional insured endorsements, manuscript policies and contractual...

@girdyourloins This completely depends on where you live. In Illinois, this is governed by the Illinois Property Condominium Act. Your state may be different obviously. A lawyer is not going to be a whole lot of help if the law says one thing or the other. There is going to be several...

@acts1038 I think this is best answered by someone from the agency side. A glass claim is not at fault, but an agent or underwriter would be more knowledgeable regarding your question.

@acts1038 I would go to Safelite first. Find out if it is fixable. If it is, i would turn in a claim as your out of pocket would likely be zero. (Check your coverage.) A window claim is much different than a collision claim. If the 6-8 inch crack means window replacement, it would depend on...

@destroyed It depends on the state and the type of claim. For example, in Illinois, it is governed by Section 919.5 of the Illinois Administrative Code. The shorthand cite is "Improper Claim Practices". Every state that I'm aware of has a similar statute/adminstrative rule. I recommend...

@breebee OK, it appears you elected to opt out of WC. The good news is that you have retained a lawyer to assist you. If it is on a contingency fee (most likely), he or she should be able to answer your questions and provide recommendations. Your lawyer needs to get on the ball and help you...

@bonitabaggett There may not be enough money to go around. If tortfeasor only has $50,000 and there is $75,000 worth of damage total, they are going to do their best to settle what they can. My advice in those types of cases was to seek to settle with the folks that were either uninsured or...

@philip8490 This is why you pay insurance premiums. Your insurance company will handle this. Let them know about the claim if you have not already done so. You have nothing to worry about.

@breebee Where are you? In the US, you are governed by your state's workers comp laws. Your accident is regulated by your state's worker's compensation regulations.

@monowhite There are 2 parts to most claims: Liability, and damages. If a court determines that you are 100% responsible for the crash, then you are going to be 100% responsible for any costs involved. Those will be the damages. If the $9,000 is derived from the cost to repair the vehicle AND...

@hulahooper Recommend you cross post at r/insurance as there is a lot more activity there. As to your claims, the 1st claim is probably completely over. Once you sign a Release, unless fraud is involved, that claim is done. Regarding the other 2 claims, start writing, (not calling) the 2...