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@cometa For stashaway, the only reasonable fee to look at is the management fee which for this case, a single ETF in a flexible portfolio should be 0.3% per annum not 0.8%. For the conversion fee, every broker/platform would likely have this and if not, it is probably baked into their...

@digitalchaos He was quite confusing in his description. He shouldn't be using terms like gross salary and take home pay as he did in the video. Statutory income from employment is the amount you get as indicated in your payslips for the applicable year before all deductions. When he meant...

@akadascribe He didn't say it was a bad thing. He said it was a constraint to restructure with the bank, suggesting that the bank does not view contract employees favourably for loan eligibility. A difference between permanent and contract is that for permanent, it is assumed the employment is...

@jobadia No. No impact. Note that if your income is less than RM 36,000 per annum, your third application will be rejected. No.