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@danero99 I definitely want to avoid that. My kid is barely 18 and the last thing I want is for her credit to tank before it even gets started.

@mountaintrip98 They technically paid 60 percent but we still owed the $2k deductible. Based on what others have said, they should have classified it as an emergency and paid 80% so I’m going to appeal.

@mountaintrip98 It appears that the crux of the issue here is that the insurance only paid 60% (standard tier for non-emergency) instead of the 80% they should pay for emergency visit (maximum tier regardless of provider tier). I need to appeal to have it classified as an emergency.

@sdrevcop I’m going to check on number 1 today. Thank you.

My daughter was having severe stomach pains while at college so she went to the hospital in Statesboro, GA and they ran some tests, did a CT on the spot, didn’t find anything wrong, and sent her home to follow up with her PCP. We never learned a cause and it hasn’t happened again. Later we got...