Search results

  1. C

    Is this a normal return for a workplace pension? +£73.09 (0.89%) in almost five years - honestly what can I do to improve this?

    @kinggeorge Hi, All contributions were regular, not lumped sum. The two funds are active from different dates - the first from late 2017, the second from late 2021. I was not always on 35k, I started on much lower paid hourly so contribution would have been less than what my current...
  2. C

    Is this a normal return for a workplace pension? +£73.09 (0.89%) in almost five years - honestly what can I do to improve this?

    @julia736 I have saved the chart and will order the book. Thank you again for advice and the context you have provided me. I am more educated today than I was yesterday so I appreciate your time!
  3. C

    Is this a normal return for a workplace pension? +£73.09 (0.89%) in almost five years - honestly what can I do to improve this?

    @julia736 Not necessarily freaked out but definitely concerned that I might be doing something wrong. I won't sell or switch any allocations that I already have invested regardless of the present returns. That money is locked whatever the unrealised loses say. I just want to look more at future...
  4. C

    Is this a normal return for a workplace pension? +£73.09 (0.89%) in almost five years - honestly what can I do to improve this?

    @julia736 Ok noted. I will take your advice and look into specific funds myself. I just wanted to know if there was a 'go-to' fund that provided suitable risk reward for pensions with 30 plus years remaining till retirement.
  5. C

    Is this a normal return for a workplace pension? +£73.09 (0.89%) in almost five years - honestly what can I do to improve this?

    @julia736 Star. Thank you for the detail you put into this. Great information I was looking for. Are there any funds you can recommend I switch an allocation to for greater risk/reward? I am happy with more risk for equivalent potential reward in the longer run. If I have been in the wrong fund...
  6. C

    Is this a normal return for a workplace pension? +£73.09 (0.89%) in almost five years - honestly what can I do to improve this?

    @resjudicata Thank you! Advice noted
  7. C

    Is this a normal return for a workplace pension? +£73.09 (0.89%) in almost five years - honestly what can I do to improve this?

    @resjudicata I won't change but I'd like to increase future investments into higher risk reward funds. I am still 30+ years from retirement (if it comes) so I am happy to take on more educated risk. I will try and search the internet for advice on higher risk funds. Thanks again.
  8. C

    Is this a normal return for a workplace pension? +£73.09 (0.89%) in almost five years - honestly what can I do to improve this?

    @heremiah Thanks for the advice.
  9. C

    Is this a normal return for a workplace pension? +£73.09 (0.89%) in almost five years - honestly what can I do to improve this?

    @resjudicata Do you recommend I stay invested in the same funds or do you not know enough about them? Do you recommend adding more funds for diversity? Or shall I just leave it how it is?
  10. C

    Is this a normal return for a workplace pension? +£73.09 (0.89%) in almost five years - honestly what can I do to improve this?

    @glorfindel8 Thank you for the reply!
  11. C

    Is this a normal return for a workplace pension? +£73.09 (0.89%) in almost five years - honestly what can I do to improve this?

    @glorfindel8 Thanks for the response. Slightly more reassured. Do you think the funds that I was auto enrolled into are fine for longer term?
  12. C

    Is this a normal return for a workplace pension? +£73.09 (0.89%) in almost five years - honestly what can I do to improve this?

    @caliber81 Lightbulb moment! Brilliant. Thank you for the advice.
  13. C

    Is this a normal return for a workplace pension? +£73.09 (0.89%) in almost five years - honestly what can I do to improve this?

    @lifeaintagame Thanks!
  14. C

    Is this a normal return for a workplace pension? +£73.09 (0.89%) in almost five years - honestly what can I do to improve this?

    @jaelhope Appreciate the response. I'm not the only one with a terrible pension makes me feel slightly more reassured. Work till I die I expect! Thanks.
  15. C

    Is this a normal return for a workplace pension? +£73.09 (0.89%) in almost five years - honestly what can I do to improve this?

    @roger5599 Noted. I will have a look at some pure equity funds to start contributing to if available with L&G.
  16. C

    Is this a normal return for a workplace pension? +£73.09 (0.89%) in almost five years - honestly what can I do to improve this?

    @roger5599 Thanks for that response. Are there any funds that you know of that I could switch to for potentially better returns. I have no issue with taking equivalent risk if it makes sense for the longer haul. Current fund risk is 4/7 and 5/7 respectively according to the L&G fund factsheet...
  17. C

    Is this a normal return for a workplace pension? +£73.09 (0.89%) in almost five years - honestly what can I do to improve this?

    Total contributions: £8,184.13 Last regular contribution: £210.00 Value of investments: £8,238.76 Investment loss or gain since 07 Dec 2018: +£73.09 (0.89%) This is a workplace pension set up by one of the big German discounters with Legal and General. 2 funds invested in: L&G PMC...
Back
Top