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@zango11 Thanks for working through this with me. Yes, I did notice the 2% fees for the RESPs, and I am interested in pursuing something cheaper - but where to put it? Since we have another 12 years saving on this, I’d prefer to move it now.

@zango11 TD Mutual Fund RESP Aggressive Growth Portfolio.

@resjudicata Yes, I’m enrolled in the CAAT Pension DB Prime plan, and spouse is enrolled in the Sunlife Group Choices RSP

@mormarw The $25K or 15% baseline - does this include our pension plans, or in addition to? \

@mormarw To clarify, I’m looking for a tax savings for my spouse. I typically get a return, but he does not, and we are looking to contribute an additional $12000/year (at min) to either investments/tfsa in addition to the RESP. The RESP is a non-starter for us....I started life with massive...

Hi Everyone, I’ve been reading as much information as I can find but I think this has been to my detriment. I’m totally drowning in information and hopefully someone can give me specific instructions on how to setup investment accounts. I bank with TD and Tangerine, but will be consolidating...