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@mrsgrass Keep your US accounts and open a local account.

@batgirl0078 You should use a friend or family member's address.

@alcazar As long as the person is an adult, not your minor child, and you want a current account, you can't do this. Banks need to verify the identity of everyone on the account. You might be able to open a trust for them without telling them though. If you intend this to be a birthday present...

@discipleduchrist Try Wise or Revolt. They're most likely to let you open a euro account from the US. Once you're there, N26 is a decent option.

@tyler112 You only have to report the account if you ever have more than $10,000 euros at some point during the year.

@torrey190 Yes, just use PayPal normally.

@kiia You cannot open an investment account in Europe. The banks won't take you, if they did it would be a tax nightmare. You can invest in Europe from your US based investment accounts.

@genenco Likely because OP wants to keep putting money in it. My guess is this person is OP's significant other, and OP wants to show their commitment to making a life with them, not just give them money.

@kiia You can't invest in euros directly because of US compliance and tax reporting laws.

@kiia Any investment accounts must be in USD with a US residential address. If you can use your parents place, that's good. You likely want to open accounts before moving if it's possible. You can't let your brokerage find out you're in Europe or they'll close your account.