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    For Someone who is absolutely at level Zero in terms of Money Management [New to Investing]

    @caroline01 > Term Insurance Look at Claim Settlement Ratios. HDFC and ICICI have decent ratios. Look who's giving you a better premium amongst these two. About coverage, I would recommend a cover of 10X of annual income or 1 crore, whichever is higher. >80C PPF is not bad at all. At your...
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