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    Saving nearly 50% of HHI income month/month, areas to improve retirement and savings goals?

    Been trying to educate myself and make smarter decisions for our financial future over the last 12 months (better late than never). I have a couple HYSA's (@ 5%) through LendingCLub, brokerage, traditional IRA and roth IRA (all through Fidelity) along with an employer-sponsored 401(k) through...
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