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    My mum has 30k PAJAK GADAI debt. Ideas on how to solve it

    @mattmanticus The amount OP listed is excluding the 2% interest (that has been accumulating That, added with the interest from the loan/debt OP wanting to acquire The gold themselves might not be worth that
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    Afraid that I will mismanage my salary

    @marsch Not comprehensive or even a real solid advice lol but as a lazy person, this is what I do : Make a budget first - fun money, saving, emergency, expenses - look at how much you have left for the car installment (take in consideration about the car road taxes, insurances, maintenance as...
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