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@jcbii It’s a relative term bud.

@resjudicata Thank you

@agapebondservant Thank you, not too clear on what trusts are though…

@wolfwhohowlstoparadise Thanks!

@wolfwhohowlstoparadise Great advice thank you. Are premium bonds really worth it though? Or are you suggesting them for diversification?

@leaps Unfortunately don’t think we can buy VTI in the Uk

@cyjones85 Okay thank you, pretty low risk tolerance as obviously priority is to not lose it so this seems sensible.

@chunhe889 Would it not be wise to diversify …

This year I’m set to inherit about £200,000 (I am very grateful). I’m currently 22 M at university in England. I’m not trying to brag but I come from a pretty middle class family so money is fortunately not a huge issue, however as a uni student I don’t have much disposable cash, but do already...