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@tamlamc I was in this same situation and it didn't make sense to me. Vitality +max discount at virgin active still comes to about the cost of a straight VA contract. You maybe save R100 a month. I went with Sanlam Reality and Planet Fitness Black Tag. 80% discount. I pay about R450 in total to...

@jayesse You can get a 3-4 year old low mileage Lexus ES. By far the best car in the range.