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  1. R

    Need advice on moving forward or not with this offered IUL

    @tabinek This is good advice OP
  2. R

    Help with Insurance Policy

    @keepthemcool2016 You should specifically request “an inforce illustration showing the premium required to carry the policy to maturity and include the policy fees/expenses in the illustration” They should be able to provide information on current COI charges. Also, the annual statement will...
  3. R

    Help with Insurance Policy

    @keepthemcool2016 A beneficiary does not have any rights to service the policy. Your father is the owner and the insured. The reason for the increase in premium is because this is Universal Life, and the cost of insurance increases each year as he gets older. Get your father on the phone with...
  4. R

    CANCELLED OUR IUL THAT WAS SOLD BY A FRIEND

    @daniel This is inaccurate. The death benefit (actually face amount) directly affects the commission. The higher the face amount, the higher the target premium, and therefore the higher the commission.
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