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@blessbrenda Depends on your current earnings and major outgoings like a mortgage and kids. Someone earning €100k/year with a mortgage and young two kids needs a lot more cash to sustain that than someone close to retirement with the kids all settled etc. Years ago, I chatted with a hedge fund...

@imcatholic That figure is just my rent. Double it for a minimum of my living expenses. And that’s before I consider any major capital expenses like buying a house. I wouldn’t turn down a million but it’s not enough to set sail into the sunset IMO. If it was, there’d be a lot of retired people...

@patiencem Did a quick tot on my rent, and if I stayed in my current rental until 65, I'd have spent €858,650 in rent or thereabouts. A million isn't going to last 70 years.

@coffey Which would be totally fair, but if you don’t ask, you don’t know. It can be done politely as part of the final discussion. Agreeing a price before even seeing a car is likewise madness.

@deewsrd Most sellers won’t accept a draft or bank transfer. A draft can be fake, unless you’re willing to go to a bank and have it verified, and a transfer can be made to look real etc. Revolut is ok but again, some people will say no. Go to the branch and get cash. You can nearly always cut...