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@resjudicata TIPs are not federal tax exempt. They are exempt from state and local tax like other treasuries. Only municipal bonds are federally exempt.

@tomhanch It's under "Fire Insurance Exchange" and it also says "modified open perils"

I have my California homeowners policy through Farmers, specifically a Farmers Smart Plan Homeowners policy. I was playing around with the CA DOI Homeowners Coverage Comparison Tool, which lists this policy as "modified open perils" while most other companies are HO-3 "open peril". I tried...