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@elizabethc Best description I’ve ever heard. I have dental issues, and I refer to my dental insurance as pay X, get free cleanings and Y amount worth of work for free.

@teelea68 And don’t forget you still pay co insurance!

@teelea68 More doctors are going concierge because insurance is a nightmare to work with. The patient load required is no longer manageable-especially when doctors have to constantly get prior authorizations. Yes, they earn more, but they also can focus on patients. I’d suggest you call Cigna...