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    Is a pension really worth it while trying to clear £15k credit card debt?

    @lovely100 Thank you for your honesty, I definitely don’t think you’re wrong!
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    Is a pension really worth it while trying to clear £15k credit card debt?

    @happyteal I’ve just updated my post with some further info!
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    Is a pension really worth it while trying to clear £15k credit card debt?

    @sub7 Fair enough, makes sense! The comments on this post have definitely clarified the benefits for me, I think I will stay on it.
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    Is a pension really worth it while trying to clear £15k credit card debt?

    @miamijules Thank you, this is super helpful! I had always thought building an emergency fund wouldn't make sense with this much debt, but the financial adviser I spoke to recently seemed to be very for one. I think I'll indeed opt for putting all of the inheritance towards debts and just build...
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    Is a pension really worth it while trying to clear £15k credit card debt?

    @therese1234 Completely appreciate where you're coming from - just edited my post with some further context to explain my thinking.
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    Is a pension really worth it while trying to clear £15k credit card debt?

    @debbieh Thank you so much kind stranger!! And congratulations on all your wins, wishing you the best ❤️
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    Is a pension really worth it while trying to clear £15k credit card debt?

    @therese1234 Thank you so much, really really helpful! Greatly appreciate you taking the time 🙏
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    Is a pension really worth it while trying to clear £15k credit card debt?

    @bluecomet I can't believe I hadn't heard of this, thank you!
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    Is a pension really worth it while trying to clear £15k credit card debt?

    EDIT 2 (1/11) - Sincere thanks to everyone who’s taken the time to educate me and provide valuable advice! I’ve decided to stick with my pension and chuck the entire inheritance towards my debts :) ——————————————————————- So I (24F) have found myself with about £15k credit card debt - I’m well...
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