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@novihartanti FTSE Global All Cap Index Fund?

@novihartanti Can i ask you what funds do you have now with Vanguard

@jesusistheefaith Ok great. I managed to speak with a Scottish Widows adviser today and she informed me my fees are .75 annual maintenance. Also my pension has't been performing the best recently so maybe i should wait till the market recovers as i would lose out

@jesusistheefaith Are you still with Scottish Widows?

@sashieng It was a work scheme pension but i have since left the job and now freelance. I still contribute to the pension. I just read that my pension plan charges 1% per annum

@harley .75 per anum

@harley Would it be worth setting up a separate Pension with Vanguard and have the 2 pensions?

@harley Pension Fund Scottish Widows Pension Portfolio One Pension (Series 2) Fund Size £1,720.8m

@harley Found it https://www.morningstar.co.uk/uk/snapshot/snapshot.aspx?id=VAUSA05WCD&investmentType=SA

@harley Im not sure how much i'm paying in fees, as i said the app or website doesn't give any information, I think around .3%

I have a pension plan with Scottish Widows https://www.morningstar.co.uk/uk/snapshot/snapshot.aspx?id=VAUSA05WCD&investmentType=SA and funds are in Portfolio one and Portfolio two. It's doing well as far as returns are concerned but i would like a little more control over viewing my account...

@jb21 I just saw this video where it says the pension company can be linked to the LTD company and the individual, so it might be ok.

@jb21 Thanks I saw the Unbiased article earlier and read this. If you have a large amount you'd like to contribute, you may be able to benefit from the 'carry forward' rule. This lets you make use of annual allowances that haven't been used over the previous three years, as long as you've been...

@jb21 I just read this in an article saying the below. My company has only just registered with my new SIPP provider a few months ago. Prior to this i have been registered with Pension providers as an individual not my LTD company "- you can carry over any leftover allowance from the previous...

@jb21 This is great Thanks so much for the info.

I have been with a defined contributed pension since 2004 with Scottish Widows and have changed my provider to Vanguard SIPP. For the first time will be contributing as an LTD company instead of myself as a PAYE earner. I would like to carry forward 3 years of pension payments from my LTD...