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@sun1982 4% on a $300k loan is another $1000/month in interest alone. I wouldn’t give up that 2.7% mortgage unless I really needed to.

@selenia $37k out of your retirement account for your extended family when you were drowning yourself wasn't a good move. You're not being honest with yourself. You racked up nearly $25k in credit card debt based on your rent going up $700/mo and 'other stuff.' You may feel entitled to that...

@bestillandknow313 Yes, ditch the account management immediately.

@applesandangels Are you absolutely set for your own retirement?

@yerin Being a landlord and a parent both come with significant liability risks. Because I'm a landlord I carry a personal umbrella policy but of course that doesn't protect you from any risk whatsoever.

@suupertrump Either way I'd still borrow at 3.9% to earn 5% pre-tax on the money and to keep the liquidity. If the rate on the money market falls then you can always pay the loan off.

@suupertrump If you're getting 5% tax-free then I'd finance as much as they'll let you at 3.9%.

@applesandangels Since you are open to an investment property you could do what my brother did for his son while he was in vet school. He bought a house close to campus that he allowed his son to live in rent-free in exchange for “managing” the investment property (i.e. finding rent-paying...