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@ari3l654 What is the point of this overseas work adventure? 7+ years is a long assignment & it sounds like it could be very detrimental to your plans. Is "not going" an option?

@eider Not a bright idea. Just get focused and pay off the HELOC.... you could shave 12+ months off your timeline if you put in effort.

@joey24 No. 100% and chill. You'll have some ups and downs but this will get you higher gains. When you're 50, consider shifting some to bonds, but this isn't something where you need to make adjustments quarterly or yearly.

@joey24 You're young, you can handle the risk of 100% VFIAX, no need for bonds dragging down your gains.

@tedstriker76 Varies a little among servicers, just contact your current company 401k and ask for assistance, they're usually happy to help. Yes it sells current 401k assets, distributed as a cash check, either directly to new 401k (preferred) or to you then you deposit (often via app) to new...