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@bibledave Because FSCS covers cash in a bank, and malfeasance by financial firms. It doesn't cover investment losses. Any major fund platform or stockbroker has multiple layers of customer protection and asset ring fencing. If you're investing in Vanguard funds via Fidelity the FSCS would...

@lindaloud It might have the lowest OCF, but it also has one of the worst returns relative to the index. https://www.justetf.com/uk/how-to/sp-500-etfs.html

@showdown Same difference; if Silver drops in value, the coin in your hand loses value just as much as the Silver ETC. If you're in the end of the World prepper brigade, then there's smarter things to invest in than precious metals. Plus Silver is way too bulky in volume, Gold is the better...

@showdown Don't buy physical silver, you'll pay VAT on the purchase. If you want to invest use an ETC via a major UK stock broker.

@jdmsn Not yet it isn't ! Maybe for 2023/24 if there's not yet another change of Chancellor and another flip flop of policy... Also if it actually gets enacted, then there's a sliding scale of relief up to £250K.

@kano Cynic mode says; because they pay to be rated...

@obinnanicholas As always Monevator has an article for you. https://monevator.com/currency-risk-fund-denomination/ Fund domicile and base currency matters if you take dividends, i.e. VWRL, if the fund rolls up dividends, like VWRP, then not so much. Where a fund's holdings are, and where the...

@nigelm91 Not entirely, no platform fee, but they charge for ETF and share trades.

@freeinchrist87 AJ Bell provider URLs for third parties to make JISA contributions. AJB, HL, II and Fidelity you can setup standing order with the account details. You'd hope VI UK could do the same. NB you're better off choosing Hargreaves Lansdown for a Junior ISA as totally fee free.

@tidal9334 If you bank with HSBC or Barclays open a UK based Euro Currency account. Otherwise, shop around for best bureaux de change rate near you. They won't accept 500€ notes, but 200€ and below are fine.

@roberto1820 Also https://ukpersonal.finance/tax-efficiency-for-high-earners/

@roberto1820 It's because PAYE copes badly with the withdrawal of the personal allowance at your salary bracket. It will all balance itself out once you complete your self assessment, so only a temporary situation. Once you have your P60 and P11D forms, submit your SA and you'll be fine. You...

@dennis4love The first question you need to find the answer to is; Does your workplace pension scheme allow a transfer in from a personal SIPP and at what cost? Second question is then, what are the costs for exiting your Pension Bee SIPP?

@happygirl1016 You need to think about the most appropriate equities / bonds split for your age and investment horizon. Maybe look at Vanguard's 'Target Retirement' and 'Life Strategy' funds for any idea of suggested model portfolios based on timelines and comfort levels of risk / volatility.

@sus81 Yes...

@sus81 Don't trust everything you read on the Internet... GOV.UK is trustworthy. Disagree with several statements made in that Contract Eye article. Read this article instead. Unbiased

@sus81 Formatting ! You are not the Limited Company. The Limited company pension contributions are not restricted by the directors salary. Deferred or active membership of any form of pension scheme qualifies you for carry forward. £160K available from current and previous years less any...

@perseverancethroughfaith I thought that was already the case, it was certainly the intent.