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@accepted3 I'm renting my place. Already have it rented to a friend of my daughters. It was a rental before I moved in due to divorce. Sorry you had all that bs to deal with. I'm building with the same company that built my home I live in now. I bought this at a 30k discount when the market tanked.

@ikpokolo The only obvious thing I would be doing is contributing the amount you need to in order to get the match. You already said you make overtime after 45 hours. If you only want to work 45 hours and can pay your bills I would look for a job that is 45 hours. At 25 you have tunnel vision...