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@cliffusngmg1 Understanding the purpose behind a financial instrument will help you alot in making your decision. Whilst it is true that FD offers one of the lowest rate among all financial instruments, it is still being offered in the market for a reason. Apart from your traditional saving...

@cliffusngmg1 First of all, condolences on the passing away of your mother, I hope that whatever she left for you will be able to assists you in meeting your life challenges ahead. It is common to be overwhelmed with a massive inheritance, and not knowing what to do with it. My personal advice...