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@qity Thanks for pointing that out. Apparently I've been reading too many posts about IULs. They blurred together But the point remains. Horrible grower. Bad policy. Boot it

@guacamole I know math and I know how these products work. The is 0 times a 250k IUL is less expensive than a term policy. And there is 0 times a 250k IUL will have less money than a Roth IRA in 30 years, if they are using the exact same amount of dollars per plan. So yes. I know math I can...

@viridiana Thats ridiculously expensive. Get a term policy and put money into a Roth IRA and you will have significantly more money that you'd ever have with the cash value in that policy