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@rchl3321 I'm a Nigerian prince, I will pay off your credit card debt as an act of goodwill if you help me by holding a sum of $2300000 in your account while my country deals with civil unrest. You will need to pay some legal release fees for the transfer to proceed but you will be reimbursed...

@tiavina We all know the interest rate on the credit card is between 20 and 30% and the savings account is below 5%. Op is really bad at math, new to considering finance, or a troll.