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@clothedinsalvation What were the plans B & C?

@duffy44 What's an old metro city?

@mommaof2 Wouldn't that be a 100% debt to income ratio? Surely not healthy for the credit score.

@mommaof2 Does the CIBIL score consider income, or only the repayment of loans?

@alexbright922 Money saved in taxes can not be additional MF contribution. You need to invest first and only then a tax exemption for a fraction of that amount. You don't actually have any extra amount to invest.

@ladyw In that case, why not wait till the exams are over to learn about personal finance, unless of course you look at it as a break from the studies? I understand the importance of starting early but even a year later in your case is not going to matter, especially if you're going to spend...

@hejte Please insert blank lines at logical breakpoints. It's not easy on the eye to read a wall of text.

@renette Thanks. Will go through the link.

@renette Are RSU's and ESOP's the same thing? If not, how do they differ?

@jason5261 Would you mind sharing which part of the country you stay in and what kind of a home you bought? Have you done any prepayment, or made a large down payment? Really curious to know how come the EMI is lower than the equivalent rent. That's a rarity in India. BTW, agree with the...