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@kj14 If you have purchased through Paytm Money then it is a Direct fund because Paytm money only offers Direct plans. Every Direct plan has a "Direct" writter on the Fund's name as you can see in yours.

@rski I am saying 0.2% is less for a flexi cap Direct plan (you can compare other flexi cap (Direct) funds from different Fund House, they may not change the regular plan TER but they will increase the Direct plan TER ( say upto 0.6%) is what I think.

@rski 0.2%TER is too low for a flexi cap fund, I guess it's to lure investors to buy NFO initially. I am sure they will increase it gradually to about 0.5-0.7% TER.