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    25 M sole earner in family of 4. taking 10 Lakhs education loan to study abroad

    @captainwonderful I'm 28M who studied abroad with an education loan at 3 years of work ex. My advise would be to hold on to this plan for some more time if your family is dependent on you. I had taken an education loan for 35L to study in Europe and due to Covid everything was messed up. Now I...
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    Getting out of debt trap

    @teampureboston Forget CIBIL bro. At this point, look for ways to increase your income and pay off the debt. Sit down with your friends and ask if they will consider giving you a couple of months before you continue paying them. Go to the bank, and ask if they will help reduce EMI by extending...
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    EPFO withdrawal issues

    @jimkhong Withdrawing using form 19 should give the entire amount I guess
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    Anyone else in their debt free journey?

    @rebecca1993 Yeah I can understand!
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    Anyone else in their debt free journey?

    @consolatio It’s not worth it! If you can clear the loan, just go for it. Instead you can invest in a home
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    Anyone else in their debt free journey?

    @rae46 Hope you prove your mom wrong :)
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    Anyone else in their debt free journey?

    @theendwasin70ad Wow! This is very cool. May you continue investing at that rate
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    Anyone else in their debt free journey?

    I was in a very bad place last June when I got laid off. EMIs worth 70k a month, rent of 38k/month, other expenses and the company didn’t even pay FnF (even today some of it is pending). It was a bad time because I had gotten married and had used up most savings (didn’t have much to begin with)...
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    Anyone else in their debt free journey?

    @seabiscuit If you don’t mind, can you mention the EMI range and how are you paying it off? Are you paying a fixed additional amount monthly or making a lump sum amount every few months? It’ll be interesting to know
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    Anyone else in their debt free journey?

    As the title says, are there other people working on getting rid of debt? It can be personal loans, education loans, home or car loans. I was laid off from my job last year and realised how bad my situation is, so I started working on getting rid of it. There’s no Indian community for debt...
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