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  1. D

    Is this a normal return for a workplace pension? +£73.09 (0.89%) in almost five years - honestly what can I do to improve this?

    @jaelhope I wouldn’t say the market is that bad at the moment. A global index fund is significantly higher than January 2020 denominated in GBP.
  2. D

    Geographic split in Pensions

    @lesigny My workplace pension is with Aviva and is quite similar where I've had to build my own to represent a global fund. I've went with 3 passive funds: 85% Developed World Ex. UK 10% Emerging Markets (I presume this may be similar to your Asia Ex Japan) 5% UK I would have a look at the...
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