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@edee Hi, Slovak here. Unless you want to fill taxes every year I would avoid ETFs that distribute dividends. (VUAA instead of VUSA) Your post confuses me a bit since you seem to understand markets but I think 'VWCE and chill' is still general consensus of this subredit.

@resjudicata This. Set up recurring buy every month and forget

@embroiderygirl06 Sorry for my ignorance. Now you need broker. IBKR is generally recommended broker but I understand you are looking for conservative investment and I am not sure you would be ok to send 65K to some new webpage so some local broker might be better. Also you need to understand...

@embroiderygirl06 What the heck is corporative fund. You should invest in world index for your retirement. There are ETFs (XEON.DE) that tracks ecb interest rate. I assume there is version of that for you in GBP. I would put money there until you have new rate for mortgage.