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  1. R

    Swisscaution or traditional deposit?

    @briantheophilus Traditional deposit, always.
  2. R

    Any cheap gas life hacks?

    @rengb121 Switch to an electric car.
  3. R

    Question about the 3rd pillar

    @toesockshoe Why not both?
  4. R

    Question about the 3rd pillar

    @toesockshoe Just google „pillar 3a insurance scam?“ and it will pop right up. Also blogs etc
  5. R

    Question about the 3rd pillar

    @toesockshoe Uh, never do the insurance one. Read up on it in this sub. It’s basically a scam.
  6. R

    Question about the 3rd pillar

    @toesockshoe You can choose a strategy, eg eco-friendly, region focuses etc. Not individual ETFs or stocks, but it’s very good and there are only marginal fees compared to a typical Swiss depot.
  7. R

    Question about the 3rd pillar

    @toesockshoe What they say. It's a type of 3rd pillar that let's you allocate your 3a capital to stocks. So it's the best of both. That's what I meant with "why not both".
  8. R

    Months of expenses

    @growth_17 To feel safe. Just for that.
  9. R

    Months of expenses

    @lauriluillier About 100K in the bank, rest invested or in 3a for retirement.
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