@toesockshoe You can choose a strategy, eg eco-friendly, region focuses etc. Not individual ETFs or stocks, but it’s very good and there are only marginal fees compared to a typical Swiss depot.
@toesockshoe What they say. It's a type of 3rd pillar that let's you allocate your 3a capital to stocks. So it's the best of both. That's what I meant with "why not both".