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    Preparing for a child

    @citizend There is also (in cork anyway) a few different parent-freecycle groups so people would pass along toys or clothes etc. often decent quality.
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    Preparing for a child

    @citizend If you're married and she is stay at home parent, you get a smallish help tax wise as you can assign all the personal tax credits to you, and you can get the home carer tax credit also (total about 3,500 a year less tax to pay). Most of the Aldi toys, high chair etc are fine, I...
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    Preparing for a child

    @citizend If you are both working, you'll need childcare - if not crèche, then childminder or paying families. If you're near an Aldi or a Lidl, then they have baby/children stuff in the middle aisle about four times a year so you can get quite a few things there.
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    Mortage timeline

    @lumpyspaceprincess That has to be the fastest turn around I've seen. It took us three months from viewing to keys and I'd consider that quick for Ireland
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    Mortgage Overpayment Limits

    @garyn PTSB you have to fill in a form and send it in to the mortgage centre (or hand in to the branch) and they adjust your monthly direct debit then. We were with Ulster Bank where you could do it all yourself online, PTSB is a bit more clunky to set up but works fine once it's sorted. We...
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