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  1. M

    Pay down Mortgage or Term Deposit?

    @petergntm Good luck with your travels, enjoy 👍
  2. M

    Pay down Mortgage or Term Deposit?

    @petergntm It depends on how comfortable you will be when you return. If your margin of safety means that you won't need extra liquidity when you return. Saving to pay down the mortgage at these high rates makes the most sense. Only if you reinvest the cash savings when you return. I would...
  3. M

    Need advice on investing

    @antiquarianbookfan Assuming you have a kiwi saver etc and max that out and have a normal index ETF. Take time to build out your funds. Save probably 3 months worth of household income before you start to invest. In the meantime, just save into the market rate account. The reason why you...
  4. M

    Need advice on investing

    @antiquarianbookfan You probably need to give more context, like how much do you need? First advice would be to review your household expenses and see if you have any room to reduce fix or general costs.
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