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@mcolley10 Yeah, that’s not a bank though, which would be the misunderstanding. I bet you’re right.

@gordie1 This is definitely some sort of misunderstanding. Either these people were lying to you or they weren’t putting their money in HYSAs.

@immerfrei A lot have the stable fund (HYSA/money market equivalent) as the default.

@ari3l654 You’re choosing to sacrifice a lot of comfort and/or time in your retirement for this 7 year adventure now. If this is important enough to you, then it’s worth it, but you’re really hurting yourself l in retirement by doing it. You’re already behind where I would want to be at your...

@james3927 I think a key to your story is that your savings gap was spent doing something that would greatly increase you income. Overall that was a good financial move for you. OP’s situation doesn’t sound similar.

@jessy200 A 100% return is a lot higher than 10% you’d get back on the loan. It’s a full order of magnitude higher. That’s huge. Getting the company match should be priority #1, because forgoing that is the same as just telling your employer to knock a few percent off of your salary. The next...

@jessy200 After getting the company match. That’s a better return than any of his debt’s rates.

@kimmywimmy Pay off the debt starting with the highest interest rate and work your way down. Don’t wait until you have the full amount to pay it off; chip in whatever extra principal you can whenever you can. Have you changed whatever habits or situations led you to get this kind of debt to...