@newbie2016 After reading it again, I would say OP is an idiot. He brought a 900k condo with a 1 mil full loan, his mortgage is 4k+ a month so his bank loan basicly looks like this.
Mortgage loan = 1mil at 4.2%with 0% down for 30Y = 4.3-4.4k
At the end of his 30year tenure he would have paid...