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@wechez The only thing na sinabi ko na that bothers me is them calling themselves advisors. What else I said na dapat gawin o hindi nila gawin? What is wrong with being called a product agent ba? May FA ka na bang nameet na nagsabi sa'yo na better to get term na lang and invest ka na lang sa...

@kostak Exactly the point, it is not their job as insurance agents to educate us though usually that's what they are saying. Hence, the "financial advisor" title. If they are financial advisors, as what the title implies, then it is their responsibility and burden to carry. Im not trying to make...

@kostak They are asking for financial welfare to determine which of THEIR products to offer, still not to give the best financial advice. I've talked with several insurance agent, even those with background in financial planning, and they all have the same pitch just different company products...

I have nothing against insurance agent but it bothers me that they refer to themselves as Financial Advisors. It's misleading since their main aim is to sell a product not to provide the best financial advice to a person.