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@griffithjose It is not my nature to give specific financial advice to random people without considering their lifestyle, habits and future/retirement aspiration. You may wish to consult professionals for this or you may read up on personal finance. For the average person, which itself is a...

@griffithjose Other redditors have given useful suggestions. I applaud you for living within/below your means and having sizeable savings. My thought would be to keep the monthly installment to about 30% to 40% of your take-home pay. Anything more than that would be stretching yourself too...

@cliffusngmg1 Sorry about your mom's passing. While I have no idea about your priorities in life,. I can, of course, think about how I would proceed if I was put in your place. I would think about being clear headed and not making rash or financially unsound decisions. For this, I would...