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@rhianne I liked the general principle guidelines and especially the reasoning why (in layman terms) that Collins presented. I found it really helpful when I started getting more into financial literacy (his way of defining and explaining financial terms and how/why they work the way they do...

@seekeroftruth343 You should include “The Simple Path to Wealth” by JL Collins. You should also know that, if you’re strategic about it, credit cards can be very useful and helpful financial tools.

@alicia0201 Budget and cut back on your lifestyle creep until you can get your finances to where you need them t accomplish your goal. That would be my overall suggestion.