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  1. U

    PSA for PPF investors: Invest INR 1.5L before April 5th to avail maximum interest for the FY.

    @zealotx Why treat the 1.5L tax limit as a hard upper limit. In my opinion, the PPF is worth investing even if you have already completed your 1.5 LPA 80C limit.
  2. U

    PSA for PPF investors: Invest INR 1.5L before April 5th to avail maximum interest for the FY.

    @consolatio You are mixing two different asset classes just because they give you tax benefits. Keep aside the 80C benefit for a while and think of your investments outside of that context, your eventual aim is to have an asset allocation (debt and equity) that you are comfortable with, and a...
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    PSA for PPF investors: Invest INR 1.5L before April 5th to avail maximum interest for the FY.

    @iarunner Decide on a equity-to-debt allocation. Once that is fixed, decide if you can spare 1.5 LPA to put away into your PPF account and whether this amount fits your debt allocation. If it does, then PPF is one of the best debt instruments to invest in; Large lock in, good for discipline...
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