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@lightlovehope Are you planning to move to Italy if you buy a 3M Villa? If not, you can spend 3%/yearly (perpetuity) of that value (90k) and stay for 90 days in luxury hotels around Italy (cities, mountains, beaches, …) and be better off.

@gabrielbarry As Ben Felix explained in his latest podcast, you should evaluate 100% stock allocation (forever) if you have a retirement period greater than 30 years.